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A lot of filters are used for adding a little more realism to your work. Blurs can be used to show depth of field; adjustments are great for equalising colour and tone in your work; and Displace is good for making 2D layers, such as text, look like they appear on 3D objects, such as this wall. Displace simply looks for tone of the image, and spreads the layer above across it evenly.
First, open your wall image and save as a PSD. Select the Type tool and write something that you want to be placed over the image. Ctrl/ right-click the layer, click Rasterize (Simplify in Elements) and set to 90% Opacity. Go to Filter>Distort>Displace; choose Horizontal Scale: 12, Vertical Scale: 12, Stretch to Fit and Repeat Edge Pixels. Choose the wall PSD you’ve just saved to apply the displacement.